1006 N Garden St Rental Property Update Bellingham 2026

Key Points

• Property Location: 1006 N Garden St, Bellingham, WA 98225, situated in the Sehome neighbourhood.
• Current Listing: The property is listed for rent at $3,600 per month as of August 2026.
• Property Specifications: A single-family residence spanning 2,508 square feet, featuring 6 bedrooms and 2 bathrooms.
• Management: The property is being managed and shown exclusively by Hammer Properties NW, Inc.
• Lease Terms: The listing requires a 1-year lease, with specific criteria for tenants including a 650+ credit score and verifiable income requirements.
• Amenities: Includes in-unit laundry, three reserved parking spaces, and is located within walking distance of the university campus.

Bellingham (Evening Washington News) August 19, 2026 — A significant rental opportunity has emerged in the Sehome neighbourhood of Bellingham, Washington, as the residential property located at 1006 N Garden St has been listed for rent at $3,600 per month. The property, which serves as a notable fixture in the local “student row” area, is currently managed by Hammer Properties NW, Inc., and highlights the ongoing demand for multi-bedroom housing near the local university campus.

What are the specific details of the 1006 N Garden St rental?

The residence at 1006 N Garden St is a 2,508-square-foot, single-family home constructed in 1918. According to data distributed via the Northwest Multiple Listing Service (NWMLS) and as reported by the listing agents at Hammer Properties NW, Inc., the home is currently configured as a 6-bedroom, 2-bathroom unit.

As documented by Nicole Quinn of Hammer Properties NW in the official NWMLS listing (#2566486), the property features several amenities designed for high-occupancy living. These include a dining room, a family room, a kitchen with eating space, and a recreation room. Furthermore, the residence provides three uncovered parking spaces located behind the house, accessible via the alleyway.

What are the financial and lease requirements for prospective tenants?

Securing a lease at this property involves a structured set of financial criteria established by the management company. As outlined in the property disclosure on Zillow and Rent.com, prospective tenants are required to undergo a formal approval process.

What is the tenant approval criteria?

According to the management guidelines provided by Hammer Properties NW:

• Application Fee: There is a $50 application fee per applicant.
• Credit Score: Applicants must demonstrate a credit score of 650 or higher.
• Income Verification: Tenants are required to provide proof of monthly income equal to at least three times their portion of the rent.
• Co-signer Policy: In instances where applicants do not meet the primary financial criteria—a common scenario for students—the management mandates the use of qualified co-signers. These co-signers must possess a 650+ credit score and a verifiable monthly income equal to four times the tenant’s portion of the rent.

How is the payment schedule structured?

The leasing process includes a specific series of payments to ensure the reservation of the unit. As reported by the management team on various platforms, the schedule is as follows:

1. Holding Fee: To reserve the unit, tenants must pay a non-refundable holding fee equivalent to 25% of the total security deposit.
2. Lease Signing: Upon signing the lease, tenants are responsible for the prorated first month’s rent.
3. Pre-Move-In: Prior to the official lease start date, tenants must pay the remaining 75% of the security deposit, alongside any applicable non-refundable fees, such as carpet or unit cleaning charges.

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Who is responsible for utility payments at the property?

The division of utility responsibilities is clearly demarcated in the lease agreement provided by Hammer Properties NW.

As stated by the management company, tenants are responsible for the payment of all utilities, including:

• Gas (used for both heating and cooking)
• Electricity
• Garbage and recycling services
• Water and sewer fees

Conversely, the owner of the property retains responsibility for all landscaping and lawn care services, ensuring the exterior of the 0.16-acre lot is maintained.

What is the neighbourhood context for 1006 N Garden St?

Located in the Sehome neighbourhood, the property is positioned in a highly active area of Bellingham, often referred to locally as “student row.” The location is noted for its proximity to the university, with the residence situated just two blocks from the campus.

The site is also located directly across from Laurel Park and features convenient access to public transportation, with a bus stop situated immediately in front of the property. With a Walk Score of 92/100, the area is classified as a “Walker’s Paradise,” offering residents high accessibility to local amenities, city views, and the nearby bay.

Are pets allowed at the residence?

Policy regarding animals is strict at 1006 N Garden St. While the listing information on some platforms initially mentioned pets, the management documentation provided by Hammer Properties NW specifies a “No pets” policy. However, Emotional Support Animals (ESAs) are accepted provided that the prospective tenant submits the required official documentation. Prospective renters are advised to consult the Hammer Properties NW website for the specific ESA policy and submission procedures.

How can interested parties view the property?

The management company, Hammer Properties NW, maintains a strict protocol for viewings to ensure the privacy of existing residents. According to the official listing statements, they request that interested parties “Please DO NOT disturb Tenants.”

All showings are conducted exclusively by Hammer Properties NW. Because the firm does not accept phone inquiries regarding the specific rental availability, interested parties are directed to submit inquiries directly through the online rental portals where the property is advertised.